Chad Degenhardt - Citadel Mortgages

Mortgage Associate
Helping Families, first-time buyers, and homeowners take the stress out of financing.

At citadel mortgages, I specialize in guiding clients through every stage of the mortgage process - whether you're buying your first home, refinancing to lower your payments, consolidating high-interest debt, or planning your next investment property. My mission is simple: make mortgages easy, transparent, and tailored to you.

As a local mortgage associate, I take the time to understand your goals, your budget, and your long-term plans. With access to a wide range of lenders, rates, and programs, I can provide customized solutions that many banks simply can't offer. My clients appreciate my communication, honesty, and commitment to making sure they feel supported from our first conversation to the final signing.

If your looking for expert guidance, a smoother approval process, or somebody who will truly advocate for your financial success, I would love to help.